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CENTRAL FLORIDA RESIDENTIAL VALUATION SPECIALIST
Divorce • Estate • Retrospective • Litigation • Complex Properties
20+ Years of Experience • 10,000+ Residential Appraisals Completed


Why Home Values Can Change So Much Across Central Florida — Even a Few Miles Apart
Central Florida real estate can change dramatically within a surprisingly short distance. Two homes may have similar living areas, ages, and bedroom counts yet appeal to very different buyers and sell at very different price levels. That is one reason residential appraisal in Central Florida requires more than pulling nearby sales and calculating an average price per square foot. Neighborhood boundaries matter Buyers often recognize market boundaries that do not appear clearl
Sunny Tyner
Sep 103 min read


Why Acreage, Waterfront and Unusual Homes Need Different Comparable-Sale Analysis
Finding comparable sales for a typical subdivision home can sometimes be relatively straightforward. Finding meaningful comparable sales for a five-acre property with a barn, waterfront influence, detached guest quarters, an unusual floor plan, or extensive outdoor improvements is different. Complex property appraisal requires more than locating the three closest recent sales. Buyers do not evaluate every property the same way The first question is not simply: “What homes sol
Sunny Tyner
Sep 102 min read


What Makes a Residential Appraisal Defensible in Court?
An appraisal prepared for litigation has a different audience than a routine lending appraisal. The report may be reviewed by attorneys, opposing experts, mediators, judges, or other parties who were not involved when the appraisal was developed. That makes transparency particularly important. A defensible residential appraisal is not simply one that reaches the “right” number. It is one that allows another knowledgeable reader to understand how the appraiser reached the conc
Sunny Tyner
Sep 103 min read


How an Appraiser Determines What a Property Was Worth Years Ago
An appraisal does not always answer the question, “What is this property worth today?” Sometimes the important question is: What was this property worth on a specific date in the past? That is the purpose of a retrospective appraisal. Retrospective valuations may be required for estate matters, divorce, litigation, tax-related matters, financial reporting, and other situations involving a historical effective date. The appraiser starts with the date The effective date control
Sunny Tyner
Sep 103 min read


Date-of-Death Appraisal vs. Current Market Value: What Is the Difference?
When real estate becomes part of an estate, one of the first valuation questions is often surprisingly simple: What date are we valuing the property as of? That question matters because a date-of-death appraisal and a current market value appraisal answer two very different questions. A current appraisal answers what the property is worth today A current market value appraisal considers the property and market conditions as they exist on the appraisal’s current effective date
Sunny Tyner
Sep 103 min read


What Attorneys Should Send an Appraiser Before a Divorce Appraisal
Residential real estate is often one of the largest assets involved in a divorce. When an appraisal is needed for mediation, settlement discussions, a buyout, equitable distribution, or litigation, providing the right information at the beginning of the assignment can make the appraisal process significantly more efficient. A residential appraiser does not need the entire legal file. What matters is information that affects the valuation assignment, the property being apprais
Sunny Tyner
Sep 103 min read


IRS Step-Up Basis Appraisals: What to Do When You Inherit a Home
Inheriting a home can be emotional, confusing, and overwhelming. Most people are grieving, trying to locate documents, talking with family members, and suddenly being asked questions they have never had to answer before. One of the most important questions is: “What was the home worth when the owner passed away?” That value may matter for tax purposes, estate settlement, family decision-making, probate, and the future sale of the property. This is where an IRS step-up basis a
Sunny Tyner
Jun 1614 min read


How Appraisers Actually Find Comparable Sales (And Why It’s Not What You Think)
Everyone wants to know:“How did you come up with that value?” It all comes down to comparable sales—but not in the way most people think. Let’s simplify this. First—We’re Not Chasing a Price This is the biggest misunderstanding. Appraisers are not trying to “hit” a number. We’re not starting with a price and then finding sales to justify it. We’re valuing the property itself, not the contract, not the list price, and not what someone hopes it’s worth. If you start with a pric
Sunny Tyner
Apr 252 min read


Understanding Step-Up Basis Appraisals: A Crucial Tool for Property Inheritance
When inheriting property, one of the most important financial considerations you'll face is understanding the "step-up basis" and why...
Sunny Tyner
Jul 20, 20253 min read


Crafting a Successful and Fair Reconsideration of Value Request
As a real estate agent, you are often at the intersection of buyers, sellers, and the appraisal process. Sometimes, the appraised value...
Sunny Tyner
Jul 19, 20254 min read


Buying or Selling Your Home? The 25 Most Common Questions About Residential Appraisals (and Their Answers!)
Welcome to the ultimate guide on residential appraisals! Whether you’re buying a house, selling one, or just curious, you’ve come to the...
Sunny Tyner
Jul 19, 20253 min read


Agents: Here’s How I Can Help You Be the Hero
Hey Realtor Friends, If you’re working in Central Florida right now, you know the market is anything but boring. It’s dynamic, it’s...
Sunny Tyner
Jul 19, 20252 min read


Understanding Inheritance taxes
Understanding inheritance taxes starts with determining your property's accurate value—and the IRS has specific requirements that must be...
Sunny Tyner
Jul 19, 20251 min read


Need a Market Analysis?
Stay ahead of the competition with professional market intelligence from Embrace Appraisals. In today's fast-moving Central Florida...
Sunny Tyner
Jul 19, 20251 min read


Divorce Appraisals
In divorce proceedings, appraiser neutrality isn't just important—it's essential for fair property division and maintaining credibility...
Sunny Tyner
Jul 19, 20251 min read


Estate Settlement Specialist
Estate settlement requires specialized valuation approaches that differ significantly from standard mortgage appraisals—timing and...
Sunny Tyner
Jul 19, 20251 min read


Trustworthy Appraisal Services in Central Florida with Embrace
Are you in need of trustworthy appraisal services in Central Florida? Look no further than Embrace Appraisals, LLC, a client-focused...
Sunny Tyner
Dec 26, 20242 min read


Central Florida Residential Appraisal Experts at Your Service
Welcome to the heart of Florida, where Embrace Appraisals, LLC stands out as your go-to residential real estate appraisal experts....
Sunny Tyner
Dec 26, 20242 min read


Unlocking the Real Estate Appraisal Process with Embrace
Are you considering getting a residential property appraised in Central Florida? Unlocking the real estate appraisal process can...
Sunny Tyner
Dec 26, 20242 min read
Central Florida Residential Appraisal Insights
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